Introduction What benefits do I have as a PPO Member? What medical plans does Larimer County offer? What is a deductible and how does it work? What is coinsurance and how does it work? What is a copay and how does it work? What unique benefits does the County offer to support my health and wellbeing? When can I make changes to my benefits? How does the County's retirement plan work? What is a Flexible Spending Account and how does it work? Are there benefits the County pays for on my behalf? What is the Wellness Clinic? Take the Benefit Education Quiz