Larimer County's Office of Housing Stability recognizes that homeownership is a key pathway to housing stability for our community members. Given the increasing median home prices and the financial pressures of inflation on current homeowners, the County understands the importance of accessible resources in maintaining housing stability. While the Office of Housing Stability does not directly provide loans, down payment assistance, or repair grants, it collaborates closely with regional partners to facilitate low-interest homeowner loans and to promote various property owner resources available throughout the region.
Homebuyers & Property Owners
Homebuyer resources support individuals in the home purchasing process by providing educational programs on costs, risks, and steps involved. They also offer financial assistance such as down payment grants and low-interest loans. These resources help prospective buyers make informed decisions, manage budgets, and secure funding, making the path to homeownership more accessible and manageable.
| Resource Links | Service | Phone |
|---|---|---|
| Homebuyer Education Class | Northern Colorado Homebuyer Education Class schedule | 970-484-7498 |
| HUD Homebuyer FAQ | First-time homebuyer frequently asked questions | |
| CHFA | First-time/First-generation homebuyer financing and education | 888-320-3688 |
| Habitat for Humanity | Affordable homeownership programs and financing | 303-454-8965 |
| Elevation Community Land Trust | Affordable Homeownership via land trusts | 720-822-0052 |
| Birdwhistle Townhomes | Affordable housing units available in Fort Collins (via ECLT) | 720-822-0052 |
| metroDPA | Down Payment Assistance program | 720-673-3948 |
| Chenoa Down Payment Assistance | Down Payment Assistance program | 866-563-3507 |
| Impact Development Fund | Down Payment Assistance program | 970-494-2021 |
| | Landlord Tenant and Mobile Home Bill Summaries | 314-479-1617 |
| Estes Valley Workforce Housing Assistance | Down payment loan program for working families in Estes Park | 970-591-2535 |
Homeowner resources provide essential support and guidance for maintaining and improving residential properties. These resources often include financial assistance programs, such as grants or low-interest loans, to help with home repairs and energy efficiency upgrades. They are designed to enhance homeownership stability, promote property upkeep, and support long-term housing and financial sustainability.
| Resource Links | Service | Phone |
|---|---|---|
| Larimer Home Improvement Program (LHIP) | Low-interest repair loan for owner-occupied units in Larimer County | 970-667-3232 |
| Larimer County Conservation Corps Assessment | Home energy assessments and rebates - can be scheduled by owners OR renters! | 970-498-6660 |
| Senior Tax Exemption | Tax exemption program for eligible homeowners | 970-498-7097 |
| Thompson School District Senior Tax Work-Off | Tax work-off program for eligible homeowners | 970-613-5072 |
| Reverse Mortgage Counseling | Education for homeowners 62+ who want to access home equity via HECM loans | 970-484-7498 |
| Foreclosure Prevention Counseling | Assistance and resolution for homeowners navigating or at-risk of foreclosure | 970-484-7498 |
| Catholic Charities Mortgage Assistance | Emergency Mortgage Assistance | 303-742-0828 |
| CHC Mortgage Assistance Program | Emergency Mortgage Assistance | 720-458-5828 |
| DOH Emergency Mortgage Assistance | CO Department of Local Affairs Division of Housing Emergency Mortgage Assistance | 303-864-7810 |
| Housing Improvement Programs | Housing repair program for American Indians and Alaska Native (AI/AN) | 605-226-7441 |
| Efficiency Works | Home energy assessments and rebates to make your property(s) more efficient | 877-981-1888 |
| Colorado Heat Pump Tax Credits | Tax credits for energy-efficient heat pumps | |
| Colorado RENU Loan | Low cost energy efficiency loan | 720-340-8232 |
| Home Fire Preparedness - Red Cross | Smoke alarm installation | 303-722-7474 |
Landlord resources provide support through financial assistance like rebates and low-interest loans for property maintenance and energy upgrades. Landlords can also access legal and mediation services for dispute resolution, regulatory issues, and educational programs on property management and tenant relations. These resources help landlords maintain their properties, address challenges, and build positive tenant relationships, leading to a successful rental experience.
| Resource Links | Service | Phone |
|---|---|---|
| Housing Partners of Larimer | Learn more or sign up for our landlord engagement program | 970-498-7379 |
| Rent Assistance | Resources for Your Tenants | 970-829-0296 |
| Conflict Transformation Works (mediation) | Free and confidential community mediation program | |
| Larimer County Pro Bono Program | No-to-low-cost attorney services | 970-402-2075 |
| HUD Voucher Landlord Resources | Housing Choice Voucher resources for landlords | |
| Larimer County Conservation Corps Assessment | Home energy assessments and rebates - can be scheduled by owners OR renters! | 970-498-6660 |
| Efficiency Works | Home energy assessments and rebates to make your property(s) more efficient | 877-981-1888 |
| C-PACE Loan | Energy efficiency financing for property owners/developers | 877-325-1882 |
| Colorado RENU Loan | Low cost energy efficiency loan program | 720-340-8232 |
| Colorado Heat Pump Tax Credits | Tax credits for energy-efficient heat pumps | |
| Home Fire Preparedness - Red Cross | Smoke alarm installation | 303-722-7474 |
Office of Housing Stability
200 W. Oak Street
Fort Collins, CO 80521
housingoffice@co.larimer.co.us
