Larimer County's Office of Housing Stability recognizes that homeownership is a key pathway to housing stability for our community members. Given the increasing median home prices and the financial pressures of inflation on current homeowners, the County understands the importance of accessible resources in maintaining housing stability. While the Office of Housing Stability does not directly provide loans, down payment assistance, or repair grants, it collaborates closely with regional partners to facilitate low-interest homeowner loans and to promote various property owner resources available throughout the region.

 Homebuyer resources support individuals in the home purchasing process by providing educational programs on costs, risks, and steps involved. They also offer financial assistance such as down payment grants and low-interest loans. These resources help prospective buyers make informed decisions, manage budgets, and secure funding, making the path to homeownership more accessible and manageable.

Resource LinksServicePhone
Homebuyer Education Class

Northern Colorado Homebuyer Education Class schedule

970-484-7498
HUD Homebuyer FAQFirst-time homebuyer frequently asked questions 
CHFAFirst-time/First-generation homebuyer financing and education888-320-3688
Habitat for Humanity

Affordable homeownership programs and financing

303-454-8965
Elevation Community Land Trust

Affordable Homeownership via land trusts

720-822-0052
Birdwhistle TownhomesAffordable housing units available in Fort Collins (via ECLT)720-822-0052
metroDPADown Payment Assistance program720-673-3948
Chenoa Down Payment AssistanceDown Payment Assistance program866-563-3507
Impact Development FundDown Payment Assistance program970-494-2021

Homeowner resources provide essential support and guidance for maintaining and improving residential properties. These resources often include financial assistance programs, such as grants or low-interest loans, to help with home repairs and energy efficiency upgrades. They are designed to enhance homeownership stability, promote property upkeep, and support long-term housing and financial sustainability.

Resource LinksServicePhone
Larimer Home Improvement Program (LHIP)Low-interest repair loan for owner-occupied units in Larimer County970-667-3232
Larimer County Conservation Corps Assessment

Home energy assessments and rebates - can be scheduled by owners OR renters!

970-498-6660
Senior Tax Exemption

Tax exemption program for eligible homeowners

970-498-7097
Thompson School District Senior Tax WorkoffTax workoff program for eligible homeowners970-613-5072
Reverse Mortgage CounselingEducation for homeowners 62+ who want to access home equity via HECM loans970-484-7498
Foreclosure Prevention CounselingAssistance and resolution for homeowners navigating or at-risk of foreclosure970-484-7498
Catholic Charities Mortgage AssistanceEmergency mortgage assistance303-742-0828
CHC Mortgage Assistance ProgramEmergency mortgage assistance720-458-5828
Housing Improvement ProgramsHousing repair program for American Indians and Alaska Native (AI/AN)605-226-7441
Efficiency WorksHome energy assessments and rebates to make your property(s) more efficient877-981-1888
Colorado Heat Pump Tax CreditsTax credits for energy-efficient heat pumps 
Colorado RENU LoanLow cost energy efficiency loan720-340-8232
Home Fire Preparedness - Red CrossSmoke alarm installation303-722-7474

Landlord resources provide support through financial assistance like rebates and low-interest loans for property maintenance and energy upgrades. Landlords can also access legal and mediation services for dispute resolution, regulatory issues, and educational programs on property management and tenant relations. These resources help landlords maintain their properties, address challenges, and build positive tenant relationships, leading to a successful rental experience.
 

Resource LinksServicePhone
Housing Partners of LarimerLearn more or sign up for our landlord engagement program970-498-7379
Rent AssistanceResources for Your Tenants970-829-0296
Conflict Transformation Works (mediation)Free and confidential community mediation program 
Larimer County Pro Bono ProgramNo-to-low-cost attorney services970-402-2075 
HUD Voucher Landlord ResourcesHousing Choice Voucher resources for landlords 
Larimer County Conservation Corps AssessmentHome energy assessments and rebates - can be scheduled by owners OR renters!970-498-6660
Efficiency WorksHome energy assessments and rebates to make your property(s) more efficient877-981-1888
C-PACE LoanEnergy efficiency financing for property owners/developers877-325-1882
Colorado RENU LoanLow cost energy efficiency loan program720-340-8232
Colorado Heat Pump Tax CreditsTax credits for energy-efficient heat pumps 
Home Fire Preparedness - Red CrossSmoke alarm installation303-722-7474

Office of Housing Stability

200 W. Oak Street

Fort Collins, CO 80521

housingoffice@co.larimer.co.us